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Loan details

Repayment tenure, after any moratorium.

Moratorium

Most bank moratoriums add the unpaid interest to the loan, which increases the EMI.

Part-prepayments

With and without prepayments

Outstanding loan balance

Without prepaymentsWith prepayments

Repayment schedule

The financial-year view (April to March) shows interest and principal paid in each year, useful for income tax deductions on housing loans. This calculator gives estimates only. Actual figures depend on your bank's interest calculation method, rate changes and charges, so check with your lender's statement.